“Helping You Protect The Things In Life That Matter Most”
Sun Pacific Insurance Brokers has been delivering insurance expertise and assistance to California residents since 1984. We are comprised of a team of proven professionals, dedicated to protecting the things in life that are most important to you, while also providing you with customer service that’s GUARANTEED to astonish you!
As a local, independent agency, we have access to all of the leading insurance companies, allowing us to constantly monitor the insurance marketplace to offer you an affordable coverage that is customized to fit your individual needs.
When you make the smart decision to invest in one of our personalized protection programs, you'll receive the peace of mind that you deserve, knowing that your family, home, cars, business and most important assets are properly protected.
Please contact us today at (949) 582-5220 or service@spib.com to get the conversation started and receive complimentary insurance review from a licensed, local insurance counselor.
Contact Us

Auto Insurance
Get instant, competitive rates that could save you $509 or more on your auto insurance!
Get A Quote
Home Insurance
Our educational approach takes the mystery out of home insurance and will ensure you have the right coverage, at the best possible price.
Get A Quote
Business Insurance
Protect your business and employees with a comprehensive commercial insurance program.
Get A QuoteDownload Our Free Fire Safety Guide
Is your family prepared to handle a house fire? Do you know the steps to prevent one? Do you have a go-plan to keep your family safe in the event of a fire emergency in your home? If not, our free ebook can help. Sign up below to receive your copy of “Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire.”
Helpful Content
What is Dwelling Coverage?
Do you know what Dwelling Coverage is?
Three Business Auto Coverage Gaps
Running a business with vehicles? These three coverage gaps could leave you exposed. Here's what you need to protect it.
Insuring Your Second Home
There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.
Variable Universal Life Insurance
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Insurance Needs Assessment: For Empty Nesters and Retirees
Do your insurance needs stay the same when the nest empties?
What is a Deductible?
Do you know what a Deductible is?
Think Flood Safety this Spring
Floods are among the most frequent and costly natural disasters, especially in the Spring. Last year alone, excessive rainfall brought flooding to many locations, making it the deadliest for flooding since 2017.
Is Term Life Insurance for You?
Term insurance is the simplest form of life insurance. Here's how it works.
What is an Appraisal?
Do you know what an Appraisal is?
View all articles 
The Best of Both Worlds
Here are a few reasons we’ve chosen to be independent.
Coaches
Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.
Consider These 3 Things Before Driving Off the Lot
Here are 3 quick tips to keep in mind when buying or leasing your next vehicle.
Forecast
This short video helps explain why markets can be as unpredictable as the weather.
If a Tree Falls
This handy video helps you stay prepared in case a fallen tree has damaged your house.
If a Pipe Breaks
Learn what to do when a pipe bursts with this helpful video flooded with smart tips.